Veriff

Opening a bank account online, signing up for an investment platform, renting a car through an app — all operations that require verifying the user's identity, a process that must be secure enough to stop fraudsters and smooth enough not to discourage legitimate users. Veriff built its purpose around this balance, developing in Tallinn an identity verification platform that uses AI and biometrics to authenticate users in real time, supporting the KYC requirements of fintechs, sharing economy platforms, gaming operators, and global marketplaces. Founded by Kaarel Kotkas, Veriff analyzes identity documents from over 190 countries, verifies biometric correspondence between the document and the user's selfie, and detects documentary fraud attempts with machine learning models trained on millions of real sessions. The API and pay-per-use service model allows companies to integrate Veriff into their onboarding flows within days, without building internal verification capabilities. This made Veriff accessible not just to large players but also to startups that must comply with KYC regulations from day one. In an increasingly demanding European and global regulatory environment — with AML and KYC requirements intensifying across every regulated sector — demand for identity verification solutions is structurally growing. Veriff has demonstrated that a tech company founded in Estonia can become the reference provider for global operators on one of the most critical problems in digital business: knowing who you are actually dealing with.