Flowpay
Flowpay offers embedded finance infrastructure for B2B SaaS platforms — such as POS, ERP and payment tools — enabling them to offer their merchants financing of up to €100k directly within the product experience, in a few clicks.
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Podcast Episode
🎙️ Deep Dive
Daily News – 3 March 2026
Listen to the episodeAbout Flowpay
Flowpay is a fintech startup founded in Prague in 2021 by William Jalloul, a serial entrepreneur with a credit finance background. The company developed an AI-driven embedded finance infrastructure for the SME segment: a modular system integrating into existing B2B SaaS platforms (POS, ERP, payment tools) enabling them to offer working capital financing to their merchants in a few clicks, up to €100k for 1-12 months, without a traditional credit process. The partnership with Teya — serving 75,000+ businesses in 9 European markets — is live in Czech Republic, Slovakia, Spain and Italy. In 2025 it raised €30M from Fasanara Capital.
Market & Clients
Key Customers
B2B SaaS platforms serving SMEs that want to add embedded lending to their product to increase value for their merchant clients.
Geographic Presence
Funding & Investors
Funding Rounds
- 2025 - Round: €30M
Key Investors
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