Finqware AI

Finqware AI is the Bucharest fintech bringing open banking to corporate treasury, connecting enterprise banking systems across institutions and countries via standardized APIs. The result: real-time liquidity visibility, automated cash flow tracking, and reconciliation—processes still requiring hours of manual work daily in most organizations. Founded in 2018 by banking and treasury experts, Finqware initially grew as a banking aggregator for Romania, then expanded connectivity to 2,000+ European banks through PSD2 regulations. Core products—FinqTreasury and FinqPayments—serve CFOs and treasury managers at mid-market and enterprise companies managing multi-currency operations across countries. Finqware's positioning sits at the intersection of open banking and enterprise finance: while competitors focus on consumer banking or B2B payments, Finqware chose corporate treasury complexity as its battleground—a massive market still dominated by legacy 1990s systems. The Finqware AI rebrand signals evolution toward ML-powered cash forecasting and liquidity optimization.